Gateway Financial
Food & hospitality

Restaurant, bar, and hospitality payment processing

Tips, tabs, delivery apps, and seasonal volume all change how you should price and settle. We configure in-person, online, and pay-by-link flows so your effective rate matches how guests actually pay.

Food & Hospitality

13 industries

Restaurants & Bars

Your floor is card-present, but delivery tablets, catering deposits, and bar tabs keyed as CNP are what quietly downgrade your interchange.

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Bars & Breweries

Bars and breweries run tab-heavy nights: high transaction count, aggressive tip adjust, and seasonal patios that change your volume overnight.

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Coffee Shops & Cafes

Coffee Shops & Cafes is not a generic retail template, and your processing setup should not behave like one.

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Food Trucks & Carts

Food trucks are pure mobile card-present: high count, fast lines, and event spikes where slow terminals lose the lunch rush.

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Bakeries & Desserts

Bakeries & Desserts is not a generic retail template, and your processing setup should not behave like one.

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Catering & Events

Catering money arrives as event deposits, final balances on business cards, and corporate invoices that need Level 2 and 3 data to price right.

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Hotels & Lodging

Operators running Hotels & Lodging juggle counter, remote, and recurring revenue in the same week.

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Ghost Kitchens

The way Ghost Kitchens collect deposits, balances, and renewals is the real underwriting story.

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Pizzerias

For Pizzerias, how you take payment day to day decides what your statement actually costs.

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Ice Cream & Dessert

Most Ice Cream & Dessert teams want one partner who can explain the statement without a sales script.

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Distilleries & Wineries

Distilleries & Wineries merchants feel margin pressure when fees and holds do not match how the business really runs.

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Meal Prep & Delivery

At Meal Prep & Delivery, card mix, ticket size, and timing change your true rate more than a headline quote ever will.

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Banquet & Reception Halls

Payment friction at Banquet & Reception Halls usually shows up long before anyone reads the monthly statement.

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Ready to stop overpaying?

Send us one statement. We’ll show you exactly where your money is going, and how much we can save you.