Gateway Financial
For veterinary clinics

Payments tuned for veterinary clinics

Vet clinics mix front-desk swipes, wellness plan rebills, and financed procedures in one afternoon. Pet owners expect tap-to-pay; your practice needs.

Vet clinics mix front-desk swipes, wellness plan rebills, and financed procedures in one afternoon. Pet owners expect tap-to-pay; your practice needs tokenization so card data never lives in practice software. We configure desk EMV, wellness recurring with updater, and pay-over-time on the treatments that need it.

1Reality check

Sound familiar?

These are the friction points we hear most often from veterinary clinics before a savings review.

  • In-person sales billed at higher tiers than they actually qualify for
  • Losing bigger sales when customers cannot pay all at once
  • Recurring billing that is clumsy or quietly drops saved cards
  • Sensitive customer data widening your PCI and compliance scope
  • Statements you cannot actually read or verify
2Payment motion

How veterinary clinics get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Counter checkout after exams and vaccines
  • Wellness and care plan autopay
  • Financing on surgery and dental cases
  • Boarding deposits and pay-by-link before pickup
  • Retail food and Rx at the front desk
3Setup

What we configure for your vertical

  • Fast EMV at reception with optional mobile in exam rooms
  • Tokenized recurring for wellness memberships
  • Consumer financing for high procedures
  • PCI scope reduction via vaulting, not sticky notes
  • Interchange-plus statements the practice manager can read
4Watchouts

Worth knowing before you switch

  • Storing cards in the PIMS without tokenization widens PCI scope
  • Failed wellness rebills look like client churn until you audit cards on file
  • Keyed phone payments for boarding balances inflate CNP cost
5Support

How Gateway helps

Practical outcomes we configure for veterinary clinics, on top of transparent interchange-plus pricing.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

Pay-over-time at checkout

Offer consumer financing so customers say yes to bigger purchases, at no risk to you.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

PCI scope reduction

Point-to-point encryption and tokenization keep raw card data out of your systems.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Fast EMV at reception with optional mobile in exam rooms
  • Tokenized recurring for wellness memberships
  • Consumer financing for high procedures
  • PCI scope reduction via vaulting, not sticky notes
6Resources

Go deeper

Common questions

Yes, with card updater and retries so plans do not lapse on expired cards.

Ready to lower your veterinary clinics fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.