Security
You are a custodian of your customers’ card data. The layers that protect them, P2PE, EMV, tokenization, PCI scope reduction, protect you too.
The moment you accept a card, you become a custodian of someone else’s most sensitive financial data, and a target. For a small business, a breach is not an IT headache; it can be an extinction event, through fines, liability, and the loss of trust you can never fully rebuild. That is why we treat security as a core value rather than a feature to upsell. The principle is simple: protecting your customers is how you protect your business, and the best way to protect card data is to make sure you never hold anything worth stealing.
The safest data is data you never hold
Most security advice is about building taller walls around the card numbers you store. Our approach flips it: the strongest protection is to make sure raw card data never lives in your environment in the first place. If it is encrypted the instant it is captured and replaced with meaningless tokens at rest, there is simply nothing for an attacker to find. Walls can be breached. Nothing cannot be stolen.
Why this is a value, not a feature
Four protections on every transaction
No single safeguard is enough, so we layer them. Each one closes a different door, and together they keep card data unreadable from the moment it is entered to the moment it settles.
| Layer | What it does for you |
|---|---|
| Point-to-point encryption (P2PE) | Encrypts card data at the terminal; it stays unreadable in transit. |
| Full EMV | Chip and tap acceptance shifts counterfeit-fraud liability away from you. |
| Tokenization | Stored cards become meaningless tokens, useless if ever exposed. |
| PCI scope reduction | Keeps raw data off your systems, shrinking your compliance burden. |
Encrypted in transit
from terminal to processor
Liability shift
counterfeit fraud moves off you
Worthless if stolen
nothing usable at rest
Your data, made untouchable.
Type any number. The moment it’s captured, point-to-point encryption turns it into a worthless token. Your real data never lands in usable form.
Vault token
tok_458D5B85206EBC2FB8E67AFF3B
If an attacker stole this token, it would be worthless. That’s the entire point of encryption done right.
Why this matters more for a small business
Large companies can absorb a breach. A small or mid-sized business often cannot. The math is brutal: fines and forensic costs, card-brand liability, the operational chaos, and the customers who simply never come back. Spending a little discipline up front to never hold readable card data is the cheapest insurance you will ever buy.
- Financial: fines, assessments, and the cost of forensic investigation.
- Operational: the time and chaos of responding to an incident instead of running your business.
- Reputational: the trust you lose with customers, which is the hardest thing to rebuild.
See the full Trust Center
The bottom line
- Accepting cards makes you a custodian of sensitive data and a target.
- The strongest protection is never holding readable card data in the first place.
- Four layers, P2PE, EMV, tokenization, and PCI scope reduction, keep data unreadable end to end.
- For a small business, a breach can be existential, so we treat security as non-negotiable.
- Tokenized, encrypted data means there is nothing usable to steal even in a worst case.
Common questions
It encrypts card data the instant it is entered at the terminal and keeps it unreadable all the way to the processor. Even if someone intercepted the data in transit or sat on your network, there is nothing usable to read.
The rest of what we stand for
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