Gateway Financial
For physical therapy

Payments tuned for physical therapy

For Physical Therapy, how you take payment day to day decides what your statement actually costs. In practice: visit packages and ongoing care plans that.

For Physical Therapy, how you take payment day to day decides what your statement actually costs. In practice: visit packages and ongoing care plans that rebill cleanly, with patient data kept secure. The usual break points are recurring billing that is clumsy or quietly drops saved cards and failed renewals and churn from declined member cards. Gateway focuses on recurring & saved cards: tokenized cards on file with reliable rebilling, card-updater, and smart retries. Transparent interchange-plus and a specialist who answers.

1Reality check

Sound familiar?

These are the friction points we hear most often from physical therapy before a savings review.

  • Recurring billing that is clumsy or quietly drops saved cards
  • Failed renewals and churn from declined member cards
  • Sensitive customer data widening your PCI and compliance scope
  • Chasing invoices and waiting on checks to clear
  • Statements you cannot actually read or verify
2Payment motion

How physical therapy get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Emailed pay links for open balances and deposits
  • Progress billing on longer projects
  • Front-desk checkout and care plans on file
  • Day-to-day visit packages and ongoing care plans that rebill cleanly, with patient data kept secure
  • Monthly and quarterly plans rebilled on file
3Setup

What we configure for your vertical

  • PCI scope reduction: Tokenization and encryption keep raw card data out
  • Tokenization and P2PE where it fits your stack
  • Hosted fields for CNP to shrink scope
  • Invoicing and pay-by-link: Secure links and stored cards for faster collection
  • Pay-by-link embedded in your quote and invoice flow
4Watchouts

Worth knowing before you switch

  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Recurring billing that is clumsy or quietly drops saved cards
5Support

How Gateway helps

Practical outcomes we configure for physical therapy, on top of transparent interchange-plus pricing.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

Dues & memberships

Automatic renewals with card-updater and retries so members never lapse by accident.

PCI scope reduction

Point-to-point encryption and tokenization keep raw card data out of your systems.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • PCI scope reduction: Tokenization and encryption keep raw card data out
  • Tokenization and P2PE where it fits your stack
  • Hosted fields for CNP to shrink scope
  • Invoicing and pay-by-link: Secure links and stored cards for faster collection

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your physical therapy fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.