Gateway Financial
For trade & supply

Payments tuned for trade & supply

Trade & Supply merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: counter and.

Trade & Supply merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: counter and account sales on one system, with business-card savings on every order. That gets expensive fast: chasing invoices and waiting on checks to clear, plus in-person sales billed at higher tiers than they actually qualify for. We configure invoicing & pay-by-link with interchange-plus pricing you can verify, plus high-ticket optimization when you need it.

1Reality check

Sound familiar?

These are the friction points we hear most often from trade & supply before a savings review.

  • Business and government cards costing far more than they should
  • Chasing invoices and waiting on checks to clear
  • In-person sales billed at higher tiers than they actually qualify for
  • High-ticket sales triggering holds, declines, or steep fees
  • Statements you cannot actually read or verify
2Payment motion

How trade & supply get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
  • Large single tickets and project balances
  • Deposits and progress draws on big jobs
  • Corporate and purchasing cards on invoices
3Setup

What we configure for your vertical

  • Saved cards for repeat clients
  • Best card-present pricing: EMV and tap-to-pay tuned so swiped and dipped tickets qualify correctly
  • Fast EMV terminals with contactless enabled
  • Interchange review so card-present tickets land in the right tier
  • High-ticket optimization: Limits and settlement sized to your real max ticket
4Watchouts

Worth knowing before you switch

  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Chasing invoices and waiting on checks to clear
5Support

How Gateway helps

Practical outcomes we configure for trade & supply, on top of transparent interchange-plus pricing.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Saved cards for repeat clients
  • Best card-present pricing: EMV and tap-to-pay tuned so swiped and dipped tickets qualify correctly
  • Fast EMV terminals with contactless enabled
  • Interchange review so card-present tickets land in the right tier

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your trade & supply fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.