Payments tuned for furniture & home goods
Furniture & Home Goods merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: big.
Furniture & Home Goods merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: big tickets, delivery deposits, and financing built in so large purchases close on the floor. The usual break points are losing bigger sales when customers cannot pay all at once and chasing invoices and waiting on checks to clear. Gateway focuses on pay-over-time at checkout: offer consumer financing so customers say yes to bigger purchases, at no risk to you. Transparent interchange-plus and a specialist who answers.
Sound familiar?
These are the friction points we hear most often from furniture & home goods before a savings review.
- High-ticket sales triggering holds, declines, or steep fees
- Losing bigger sales when customers cannot pay all at once
- Chasing invoices and waiting on checks to clear
- In-person sales billed at higher tiers than they actually qualify for
- Statements you cannot actually read or verify
How furniture & home goods get paid
Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.
- Progress billing on longer projects
- Counter tap, chip, and contactless for in-person checkout
- Register and front-desk volume during peak hours
- Large single tickets and project balances
- Deposits and progress draws on big jobs
What we configure for your vertical
- Right-sized limits and underwriting for large tickets
- Clean settlement without surprise holds
- Interchange-plus statements without junk per-transaction fees
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
Worth knowing before you switch
- In-person sales billed at higher tiers than they actually qualify for
- High-ticket sales triggering holds, declines, or steep fees
- Blended rates hide true cost until you line up interchange categories
How Gateway helps
Practical outcomes we configure for furniture & home goods, on top of transparent interchange-plus pricing.
High-ticket optimization
Right-sized limits and clean settlement so large sales clear and cost less.
Pay-over-time at checkout
Offer consumer financing so customers say yes to bigger purchases, at no risk to you.
Invoicing & pay-by-link
Send a secure link and get paid fast, with cards stored safely for next time.
Best card-present pricing
We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.
Real human support
A dedicated specialist who actually answers, plus our written savings guarantee.
The bottom line
- Right-sized limits and underwriting for large tickets
- Clean settlement without surprise holds
- Interchange-plus statements without junk per-transaction fees
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
Common questions
Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.
Related industries
Ready to lower your furniture & home goods fees?
Send one statement. We’ll show you exactly what you could save, with no commitment.