Gateway Financial
For electrical

Payments tuned for electrical

Electrical contractors live on fat tickets: panel upgrades, rewires, and commercial fit-outs that trigger holds when limits look like a retail shop. Field.

Electrical contractors live on fat tickets: panel upgrades, rewires, and commercial fit-outs that trigger holds when limits look like a retail shop. Field payment, staged deposits, and financed installs should sit on one program with underwriting that matches trade reality. We size limits for real project dollars, capture payment in the field, and keep statements legible for your office manager.

1Reality check

Sound familiar?

These are the friction points we hear most often from electrical before a savings review.

  • No clean way to take payment in the field or on the go
  • Chasing invoices and waiting on checks to clear
  • High-ticket sales triggering holds, declines, or steep fees
  • Losing bigger sales when customers cannot pay all at once
  • Statements you cannot actually read or verify
2Payment motion

How electrical get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Progress deposits on panel and service upgrades
  • Final capture at rough-in or trim milestones
  • Mobile payment when the truck is on site
  • Financing on large residential upgrades
  • Commercial and GC invoices on business cards
3Setup

What we configure for your vertical

  • High-ticket limits and clean settlement for big installs
  • Mobile EMV and pay-by-link for staged billing
  • Consumer financing hooks on approved scopes
  • Level 2 and 3 data when commercial cards pay you
  • Interchange-plus pricing without blended-rate surprises
4Watchouts

Worth knowing before you switch

  • Generic retail limits cause declines on legitimate five-figure jobs
  • Phone-keyed cards after hours are CNP priced like e-commerce
  • GC net-30 checks delay cash while payroll and material bills do not wait
5Support

How Gateway helps

Practical outcomes we configure for electrical, on top of transparent interchange-plus pricing.

Mobile & pay-by-link

Wireless readers, mobile invoicing, and pay-by-link so you get paid anywhere.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Pay-over-time at checkout

Offer consumer financing so customers say yes to bigger purchases, at no risk to you.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • High-ticket limits and clean settlement for big installs
  • Mobile EMV and pay-by-link for staged billing
  • Consumer financing hooks on approved scopes
  • Level 2 and 3 data when commercial cards pay you
6Resources

Go deeper

Common questions

We right-size limits and underwriting to your average and max ticket, not a coffee shop template.

Ready to lower your electrical fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.