Gateway Financial
For tire & wheel

Payments tuned for tire & wheel

Tire & Wheel is not a generic retail template, and your processing setup should not behave like one. In practice: fast counter checkout, financing on.

Tire & Wheel is not a generic retail template, and your processing setup should not behave like one. In practice: fast counter checkout, financing on sets, and Level 2 and 3 savings on fleet and business cards. That gets expensive fast: high-ticket sales triggering holds, declines, or steep fees, plus losing bigger sales when customers cannot pay all at once. Our setup targets high-ticket optimization for tire & wheel, not a one-size countertop bundle.

1Reality check

Sound familiar?

These are the friction points we hear most often from tire & wheel before a savings review.

  • In-person sales billed at higher tiers than they actually qualify for
  • High-ticket sales triggering holds, declines, or steep fees
  • Losing bigger sales when customers cannot pay all at once
  • Business and government cards costing far more than they should
  • Statements you cannot actually read or verify
2Payment motion

How tire & wheel get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Wholesale and account billing on business cards
  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
  • Service lane, parts counter, and deposit capture
  • Day-to-day fast counter checkout, financing on sets, and Level 2 and 3 savings on fleet and business cards
3Setup

What we configure for your vertical

  • Interchange-plus statements without junk per-transaction fees
  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
4Watchouts

Worth knowing before you switch

  • Losing bigger sales when customers cannot pay all at once
  • Business and government cards costing far more than they should
  • In-person sales billed at higher tiers than they actually qualify for
5Support

How Gateway helps

Practical outcomes we configure for tire & wheel, on top of transparent interchange-plus pricing.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Pay-over-time at checkout

Offer consumer financing so customers say yes to bigger purchases, at no risk to you.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Interchange-plus statements without junk per-transaction fees
  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your tire & wheel fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.