Gateway Financial
For painting

Payments tuned for painting

Painting merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: deposits and final.

Painting merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: deposits and final payments on-site or by link, sized for project work. The usual break points are chasing invoices and waiting on checks to clear and high-ticket sales triggering holds, declines, or steep fees. Gateway focuses on invoicing & pay-by-link: send a secure link and get paid fast, with cards stored safely for next time. Transparent interchange-plus and a specialist who answers.

1Reality check

Sound familiar?

These are the friction points we hear most often from painting before a savings review.

  • No clean way to take payment in the field or on the go
  • Chasing invoices and waiting on checks to clear
  • High-ticket sales triggering holds, declines, or steep fees
  • Rigid contracts that punish you in the slow season
  • Statements you cannot actually read or verify
2Payment motion

How painting get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Staged deposits and final capture on trade projects
  • Day-to-day deposits and final payments on-site or by link, sized for project work
  • Emailed pay links for open balances and deposits
  • Progress billing on longer projects
  • Large single tickets and project balances
3Setup

What we configure for your vertical

  • Saved cards for repeat clients
  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • No long-term traps: Flexible terms aligned to seasonal cash flow
4Watchouts

Worth knowing before you switch

  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Chasing invoices and waiting on checks to clear
5Support

How Gateway helps

Practical outcomes we configure for painting, on top of transparent interchange-plus pricing.

Mobile & pay-by-link

Wireless readers, mobile invoicing, and pay-by-link so you get paid anywhere.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

No long-term traps

Straightforward, flexible terms backed by our written savings guarantee.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Saved cards for repeat clients
  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your painting fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.