Gateway Financial
For real estate agents

Payments tuned for real estate agents

Agents and brokerages collect earnest money, marketing retainers, and transaction fees with a mix of counter, mobile, and CNP approvals. Large earnest.

Agents and brokerages collect earnest money, marketing retainers, and transaction fees with a mix of counter, mobile, and CNP approvals. Large earnest deposits trigger holds on the wrong MCC; rental scams push processors to over-tighten. We align descriptors to real estate services, mobile capture for showings, and limits for legitimate deposit tickets.

1Reality check

Sound familiar?

These are the friction points we hear most often from real estate agents before a savings review.

  • High-ticket sales triggering holds, declines, or steep fees
  • Chasing invoices and waiting on checks to clear
  • Fraud and chargebacks on card-not-present orders
  • No clean way to take payment in the field or on the go
  • Statements you cannot actually read or verify
2Payment motion

How real estate agents get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Earnest money and due diligence deposits
  • Marketing and staging retainers
  • Transaction coordination fees
  • Property management referrals paid by link
  • Class and coaching registrations
3Setup

What we configure for your vertical

  • High-ticket limits for documented earnest deposits
  • Mobile pay during showings and open houses
  • Pay-by-link for remote buyers
  • Descriptor alignment for brokerage services
  • Interchange-plus statements for broker-owner review
4Watchouts

Worth knowing before you switch

  • Earnest money on the wrong merchant category triggers holds
  • Keyed cards over email inflate CNP cost and fraud risk
  • Promising instant approval on six-figure wires without underwriting data
5Support

How Gateway helps

Practical outcomes we configure for real estate agents, on top of transparent interchange-plus pricing.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

Fraud & chargeback tools

Protect card-not-present revenue with the right safeguards in place.

Mobile & pay-by-link

Wireless readers, mobile invoicing, and pay-by-link so you get paid anywhere.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • High-ticket limits for documented earnest deposits
  • Mobile pay during showings and open houses
  • Pay-by-link for remote buyers
  • Descriptor alignment for brokerage services
6Resources

Go deeper

7Guides

Compare and learn

Common questions

Limits and underwriting aligned to your documented deposit range.

Ready to lower your real estate agents fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.