Gateway Financial
For app & software

Payments tuned for app & software

For App & Software, how you take payment day to day decides what your statement actually costs. Your reality on the ground: milestone billing and.

For App & Software, how you take payment day to day decides what your statement actually costs. Your reality on the ground: milestone billing and retainers handled cleanly, with corporate-card savings. Cost and risk spike when chasing invoices and waiting on checks to clear, or when high-ticket sales triggering holds, declines, or steep fees. You get invoicing & pay-by-link, we pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates, and a written savings guarantee behind the rate.

1Reality check

Sound familiar?

These are the friction points we hear most often from app & software before a savings review.

  • Chasing invoices and waiting on checks to clear
  • High-ticket sales triggering holds, declines, or steep fees
  • Business and government cards costing far more than they should
  • Recurring billing that is clumsy or quietly drops saved cards
  • Statements you cannot actually read or verify
2Payment motion

How app & software get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Wholesale and account billing on business cards
  • Monthly and quarterly plans rebilled on file
  • Membership and service agreements on autopay
  • Day-to-day milestone billing and retainers handled cleanly, with corporate-card savings
  • Emailed pay links for open balances and deposits
3Setup

What we configure for your vertical

  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
  • Level 2 and 3 data on qualified B2B transactions
4Watchouts

Worth knowing before you switch

  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Chasing invoices and waiting on checks to clear
  • High-ticket sales triggering holds, declines, or steep fees
5Support

How Gateway helps

Practical outcomes we configure for app & software, on top of transparent interchange-plus pricing.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your app & software fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.