Payments tuned for auto body & collision
Auto Body & Collision is not a generic retail template, and your processing setup should not behave like one. In practice: insurance and customer payments.
Auto Body & Collision is not a generic retail template, and your processing setup should not behave like one. In practice: insurance and customer payments handled cleanly, with deposits collected by secure link. We see statements go sideways when chasing invoices and waiting on checks to clear stacks with fraud and chargebacks on card-not-present orders. You get invoicing & pay-by-link, offer consumer financing so customers say yes to bigger purchases, at no risk to you, and a written savings guarantee behind the rate.
Sound familiar?
These are the friction points we hear most often from auto body & collision before a savings review.
- High-ticket sales triggering holds, declines, or steep fees
- Chasing invoices and waiting on checks to clear
- Fraud and chargebacks on card-not-present orders
- Losing bigger sales when customers cannot pay all at once
- Statements you cannot actually read or verify
How auto body & collision get paid
Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.
- Service lane, parts counter, and deposit capture
- Day-to-day insurance and customer payments handled cleanly, with deposits collected by secure link
- Emailed pay links for open balances and deposits
- Progress billing on longer projects
- Phone and email orders completed via secure pay link
What we configure for your vertical
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
- No credit risk carried on your books
- High-ticket optimization: Limits and settlement sized to your real max ticket
- Right-sized limits and underwriting for large tickets
Worth knowing before you switch
- High-ticket sales triggering holds, declines, or steep fees
- Blended rates hide true cost until you line up interchange categories
- Keyed card numbers widen PCI scope and inflate CNP pricing
How Gateway helps
Practical outcomes we configure for auto body & collision, on top of transparent interchange-plus pricing.
High-ticket optimization
Right-sized limits and clean settlement so large sales clear and cost less.
Invoicing & pay-by-link
Send a secure link and get paid fast, with cards stored safely for next time.
Fraud & chargeback tools
Protect card-not-present revenue with the right safeguards in place.
Pay-over-time at checkout
Offer consumer financing so customers say yes to bigger purchases, at no risk to you.
Real human support
A dedicated specialist who actually answers, plus our written savings guarantee.
The bottom line
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
- No credit risk carried on your books
- High-ticket optimization: Limits and settlement sized to your real max ticket
Common questions
We align secure pay links and hosted checkout with how your customers actually pay.
Related industries
Ready to lower your auto body & collision fees?
Send one statement. We’ll show you exactly what you could save, with no commitment.