Insights

Payments, in plain English.

Short, dated, sourced reads on what is actually happening in payment processing, and what to do about it. No jargon, no sales spin.

Latest · June 30, 2026

Political donation processing in 2026: a field map

Committee MIDs, embedded checkout, recurring gifts, fee cover, and compliance-shaped forms. What treasurers and agencies should sort before going live.

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Guide

June 4, 2026

Is your business "high-risk"? A 2026 field guide

High-risk is a bet about the future, not a judgment on your business. Here is what actually triggers the label in 2026, and what to do if it lands on you.

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Playbook

May 27, 2026

7 junk fees to hunt for on your next statement

Interchange you cannot avoid. These seven, you usually can. A line-by-line hit list for your next merchant statement.

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Education

May 9, 2026

Your effective rate is the only number that matters

One number cuts through every teaser rate, tier, and sales pitch in this industry. Here is how to calculate it in sixty seconds and why it ends most arguments.

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Industry

April 22, 2026

What the 2026 interchange updates mean for your rates

The card networks adjust interchange every April and October. Here is how to read the latest round, and why a "rate increase" is often someone else’s markup, not the networks.

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