Payments tuned for wholesale & distribution
Payment friction at Wholesale & Distribution usually shows up long before anyone reads the monthly statement. Day to day, level 2 and 3 data passed.
Payment friction at Wholesale & Distribution usually shows up long before anyone reads the monthly statement. Day to day, level 2 and 3 data passed automatically so net-terms and corporate-card orders cost far less. That gets expensive fast: business and government cards costing far more than they should, plus chasing invoices and waiting on checks to clear. Our setup targets level 2 & 3 optimization for wholesale & distribution, not a one-size countertop bundle.
Sound familiar?
These are the friction points we hear most often from wholesale & distribution before a savings review.
- Business and government cards costing far more than they should
- Chasing invoices and waiting on checks to clear
- High-ticket sales triggering holds, declines, or steep fees
- Recurring billing that is clumsy or quietly drops saved cards
- Statements you cannot actually read or verify
How wholesale & distribution get paid
Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.
- Day-to-day level 2 and 3 data passed automatically so net-terms and corporate-card orders cost far less
- Corporate and purchasing cards on invoices
- Wholesale and account billing on business cards
- Emailed pay links for open balances and deposits
- Progress billing on longer projects
What we configure for your vertical
- Vaulting so cards never live in spreadsheets
- Interchange-plus statements without junk per-transaction fees
- Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
- Level 2 and 3 data on qualified B2B transactions
- Invoicing and pay-by-link for net terms clients
Worth knowing before you switch
- Recurring billing that is clumsy or quietly drops saved cards
- Blended rates hide true cost until you line up interchange categories
- Keyed card numbers widen PCI scope and inflate CNP pricing
How Gateway helps
Practical outcomes we configure for wholesale & distribution, on top of transparent interchange-plus pricing.
Level 2 & 3 optimization
We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.
Invoicing & pay-by-link
Send a secure link and get paid fast, with cards stored safely for next time.
High-ticket optimization
Right-sized limits and clean settlement so large sales clear and cost less.
Recurring & saved cards
Tokenized cards on file with reliable rebilling, card-updater, and smart retries.
Real human support
A dedicated specialist who actually answers, plus our written savings guarantee.
The bottom line
- Vaulting so cards never live in spreadsheets
- Interchange-plus statements without junk per-transaction fees
- Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
- Level 2 and 3 data on qualified B2B transactions
Go deeper
Compare and learn
Comparisons
Insights
Common questions
We align secure pay links and hosted checkout with how your customers actually pay.
Related industries
Ready to lower your wholesale & distribution fees?
Send one statement. We’ll show you exactly what you could save, with no commitment.