Gateway Financial
For nurseries & greenhouses

Payments tuned for nurseries & greenhouses

For Nurseries & Greenhouses, how you take payment day to day decides what your statement actually costs. In practice: retail and wholesale plant sales.

For Nurseries & Greenhouses, how you take payment day to day decides what your statement actually costs. In practice: retail and wholesale plant sales, tuned for spring swings. Cost and risk spike when in-person sales billed at higher tiers than they actually qualify for, or when rigid contracts that punish you in the slow season. Our setup targets best card-present pricing for nurseries & greenhouses, not a one-size countertop bundle.

1Reality check

Sound familiar?

These are the friction points we hear most often from nurseries & greenhouses before a savings review.

  • In-person sales billed at higher tiers than they actually qualify for
  • Rigid contracts that punish you in the slow season
  • Business and government cards costing far more than they should
  • Gateway and platform fees stacking on top of processing
  • Statements you cannot actually read or verify
2Payment motion

How nurseries & greenhouses get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
  • Seasonal peaks and off-season slowdowns on one program
  • Corporate and purchasing cards on invoices
  • Wholesale and account billing on business cards
3Setup

What we configure for your vertical

  • Interchange review so card-present tickets land in the right tier
  • No long-term traps: Flexible terms aligned to seasonal cash flow
  • Terms that respect slow months, not mall-style lock-in
  • Interchange-plus you can verify before peak season
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
4Watchouts

Worth knowing before you switch

  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • In-person sales billed at higher tiers than they actually qualify for
  • Rigid contracts that punish you in the slow season
5Support

How Gateway helps

Practical outcomes we configure for nurseries & greenhouses, on top of transparent interchange-plus pricing.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

No long-term traps

Straightforward, flexible terms backed by our written savings guarantee.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Hosted & embedded checkout

Secure, developer-friendly online payments with no mystery gateway markups.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Interchange review so card-present tickets land in the right tier
  • No long-term traps: Flexible terms aligned to seasonal cash flow
  • Terms that respect slow months, not mall-style lock-in
  • Interchange-plus you can verify before peak season

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your nurseries & greenhouses fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.