Gateway Financial
For bed & breakfasts

Payments tuned for bed & breakfasts

Bed & Breakfasts merchants feel margin pressure when fees and holds do not match how the business really runs. Day to day, bookings, deposits, and on-site.

Bed & Breakfasts merchants feel margin pressure when fees and holds do not match how the business really runs. Day to day, bookings, deposits, and on-site payment on one clean account. We see statements go sideways when fraud and chargebacks on card-not-present orders stacks with rigid contracts that punish you in the slow season. Gateway focuses on fraud & chargeback tools: protect card-not-present revenue with the right safeguards in place. Transparent interchange-plus and a specialist who answers.

1Reality check

Sound familiar?

These are the friction points we hear most often from bed & breakfasts before a savings review.

  • In-person sales billed at higher tiers than they actually qualify for
  • Fraud and chargebacks on card-not-present orders
  • Rigid contracts that punish you in the slow season
  • Recurring billing that is clumsy or quietly drops saved cards
  • Statements you cannot actually read or verify
2Payment motion

How bed & breakfasts get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
  • Deposits, packages, and balance charges
  • Day-to-day bookings, deposits, and on-site payment on one clean account
  • Phone and email orders completed via secure pay link
3Setup

What we configure for your vertical

  • Interchange-plus you can verify before peak season
  • Recurring and saved cards: Tokenized rebilling with card updater and retries
  • Tokenized recurring with card updater and smart retries
  • Vaulting so cards never live in spreadsheets
  • Best card-present pricing: EMV and tap-to-pay tuned so swiped and dipped tickets qualify correctly
4Watchouts

Worth knowing before you switch

  • Fraud and chargebacks on card-not-present orders
  • Rigid contracts that punish you in the slow season
  • Recurring billing that is clumsy or quietly drops saved cards
5Support

How Gateway helps

Practical outcomes we configure for bed & breakfasts, on top of transparent interchange-plus pricing.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

Fraud & chargeback tools

Protect card-not-present revenue with the right safeguards in place.

No long-term traps

Straightforward, flexible terms backed by our written savings guarantee.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Interchange-plus you can verify before peak season
  • Recurring and saved cards: Tokenized rebilling with card updater and retries
  • Tokenized recurring with card updater and smart retries
  • Vaulting so cards never live in spreadsheets

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your bed & breakfasts fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.