Payments tuned for jewelry & luxury
Jewelry & Luxury is not a generic retail template, and your processing setup should not behave like one. Your reality on the ground: high-ticket sales.
Jewelry & Luxury is not a generic retail template, and your processing setup should not behave like one. Your reality on the ground: high-ticket sales without holds or steep fees, plus pay-over-time so customers say yes to the upgrade. The usual break points are losing bigger sales when customers cannot pay all at once and in-person sales billed at higher tiers than they actually qualify for. You get pay-over-time at checkout, protect card-not-present revenue with the right safeguards in place, and a written savings guarantee behind the rate.
Sound familiar?
These are the friction points we hear most often from jewelry & luxury before a savings review.
- High-ticket sales triggering holds, declines, or steep fees
- Losing bigger sales when customers cannot pay all at once
- In-person sales billed at higher tiers than they actually qualify for
- Fraud and chargebacks on card-not-present orders
- Statements you cannot actually read or verify
How jewelry & luxury get paid
Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.
- Phone and email orders completed via secure pay link
- Remote approvals without keyed card numbers
- Large single tickets and project balances
- Deposits and progress draws on big jobs
- In-store and buy-online-pickup-in-store mix
What we configure for your vertical
- Clean settlement without surprise holds
- Interchange-plus statements without junk per-transaction fees
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
- No credit risk carried on your books
Worth knowing before you switch
- Keyed card numbers widen PCI scope and inflate CNP pricing
- Losing bigger sales when customers cannot pay all at once
- In-person sales billed at higher tiers than they actually qualify for
How Gateway helps
Practical outcomes we configure for jewelry & luxury, on top of transparent interchange-plus pricing.
High-ticket optimization
Right-sized limits and clean settlement so large sales clear and cost less.
Pay-over-time at checkout
Offer consumer financing so customers say yes to bigger purchases, at no risk to you.
Best card-present pricing
We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.
Fraud & chargeback tools
Protect card-not-present revenue with the right safeguards in place.
Real human support
A dedicated specialist who actually answers, plus our written savings guarantee.
The bottom line
- Clean settlement without surprise holds
- Interchange-plus statements without junk per-transaction fees
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
Common questions
Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.
Related industries
Ready to lower your jewelry & luxury fees?
Send one statement. We’ll show you exactly what you could save, with no commitment.