Gateway Financial
For machine shops

Payments tuned for machine shops

At Machine Shops, card mix, ticket size, and timing change your true rate more than a headline quote ever will. In practice: counter and account work with.

At Machine Shops, card mix, ticket size, and timing change your true rate more than a headline quote ever will. In practice: counter and account work with business-card savings. Cost and risk spike when high-ticket sales triggering holds, declines, or steep fees, or when in-person sales billed at higher tiers than they actually qualify for. Gateway focuses on high-ticket optimization: right-sized limits and clean settlement so large sales clear and cost less. Transparent interchange-plus and a specialist who answers.

1Reality check

Sound familiar?

These are the friction points we hear most often from machine shops before a savings review.

  • Business and government cards costing far more than they should
  • Chasing invoices and waiting on checks to clear
  • High-ticket sales triggering holds, declines, or steep fees
  • In-person sales billed at higher tiers than they actually qualify for
  • Statements you cannot actually read or verify
2Payment motion

How machine shops get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Day-to-day counter and account work with business-card savings
  • Large single tickets and project balances
  • Deposits and progress draws on big jobs
  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
3Setup

What we configure for your vertical

  • Fast EMV terminals with contactless enabled
  • Interchange review so card-present tickets land in the right tier
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
  • Level 2 and 3 data on qualified B2B transactions
  • Invoicing and pay-by-link for net terms clients
4Watchouts

Worth knowing before you switch

  • High-ticket sales triggering holds, declines, or steep fees
  • In-person sales billed at higher tiers than they actually qualify for
  • Business and government cards costing far more than they should
5Support

How Gateway helps

Practical outcomes we configure for machine shops, on top of transparent interchange-plus pricing.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Fast EMV terminals with contactless enabled
  • Interchange review so card-present tickets land in the right tier
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
  • Level 2 and 3 data on qualified B2B transactions

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your machine shops fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.