Gateway Financial
For ghost kitchens

Payments tuned for ghost kitchens

The way Ghost Kitchens collect deposits, balances, and renewals is the real underwriting story. That matches what we hear: delivery-only kitchens with.

The way Ghost Kitchens collect deposits, balances, and renewals is the real underwriting story. That matches what we hear: delivery-only kitchens with heavy online order volume, handled on one clean rate. We see statements go sideways when slow terminals backing up the line at peak hours stacks with recurring billing that is clumsy or quietly drops saved cards. You get fast, reliable hardware, secure, developer-friendly online payments with no mystery gateway markups, and a written savings guarantee behind the rate.

1Reality check

Sound familiar?

These are the friction points we hear most often from ghost kitchens before a savings review.

  • Gateway and platform fees stacking on top of processing
  • Fraud and chargebacks on card-not-present orders
  • Slow terminals backing up the line at peak hours
  • Recurring billing that is clumsy or quietly drops saved cards
  • Statements you cannot actually read or verify
2Payment motion

How ghost kitchens get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Remote approvals without keyed card numbers
  • Dine-in, counter, and off-premise orders on one MID
  • Day-to-day delivery-only kitchens with heavy online order volume, handled on one clean rate
  • High-count quick tickets during rush periods
  • Monthly and quarterly plans rebilled on file
3Setup

What we configure for your vertical

  • Chargeback response workflow
  • Interchange-plus statements without junk per-transaction fees
  • Fast, reliable hardware: Readers programmed for speed so lines keep moving
  • Low-latency EMV hardware sized for your peak volume
  • Recurring and saved cards: Tokenized rebilling with card updater and retries
4Watchouts

Worth knowing before you switch

  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Slow terminals backing up the line at peak hours
  • Recurring billing that is clumsy or quietly drops saved cards
5Support

How Gateway helps

Practical outcomes we configure for ghost kitchens, on top of transparent interchange-plus pricing.

Hosted & embedded checkout

Secure, developer-friendly online payments with no mystery gateway markups.

Fraud & chargeback tools

Protect card-not-present revenue with the right safeguards in place.

Fast, reliable hardware

EMV and tap-to-pay devices programmed and ready, so service never waits on a card.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Chargeback response workflow
  • Interchange-plus statements without junk per-transaction fees
  • Fast, reliable hardware: Readers programmed for speed so lines keep moving
  • Low-latency EMV hardware sized for your peak volume

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your ghost kitchens fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.