Payments tuned for transmission & engine
Transmission & Engine merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: big repair.
Transmission & Engine merchants feel margin pressure when fees and holds do not match how the business really runs. That matches what we hear: big repair tickets with financing so customers approve the work today. We see statements go sideways when losing bigger sales when customers cannot pay all at once stacks with chasing invoices and waiting on checks to clear. You get pay-over-time at checkout, we make sure every swipe, dip, and tap settles at the lowest qualified interchange tier, and a written savings guarantee behind the rate.
Sound familiar?
These are the friction points we hear most often from transmission & engine before a savings review.
- High-ticket sales triggering holds, declines, or steep fees
- Losing bigger sales when customers cannot pay all at once
- Chasing invoices and waiting on checks to clear
- In-person sales billed at higher tiers than they actually qualify for
- Statements you cannot actually read or verify
How transmission & engine get paid
Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.
- Service lane, parts counter, and deposit capture
- Day-to-day big repair tickets with financing so customers approve the work today
- Financed packages and big-ticket approvals at checkout
- Emailed pay links for open balances and deposits
- Progress billing on longer projects
What we configure for your vertical
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
- No credit risk carried on your books
- Invoicing and pay-by-link: Secure links and stored cards for faster collection
- Pay-by-link embedded in your quote and invoice flow
Worth knowing before you switch
- High-ticket sales triggering holds, declines, or steep fees
- Blended rates hide true cost until you line up interchange categories
- Keyed card numbers widen PCI scope and inflate CNP pricing
How Gateway helps
Practical outcomes we configure for transmission & engine, on top of transparent interchange-plus pricing.
High-ticket optimization
Right-sized limits and clean settlement so large sales clear and cost less.
Pay-over-time at checkout
Offer consumer financing so customers say yes to bigger purchases, at no risk to you.
Invoicing & pay-by-link
Send a secure link and get paid fast, with cards stored safely for next time.
Best card-present pricing
We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.
Real human support
A dedicated specialist who actually answers, plus our written savings guarantee.
The bottom line
- Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
- Pay-over-time integrated at the point of sale
- No credit risk carried on your books
- Invoicing and pay-by-link: Secure links and stored cards for faster collection
Common questions
Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.
Related industries
Ready to lower your transmission & engine fees?
Send one statement. We’ll show you exactly what you could save, with no commitment.