Gateway Financial
For medical supply & dme

Payments tuned for medical supply & dme

For Medical Supply & DME, how you take payment day to day decides what your statement actually costs. Your reality on the ground: durable medical.

For Medical Supply & DME, how you take payment day to day decides what your statement actually costs. Your reality on the ground: durable medical equipment with B2B billing and commercial-card savings. The usual break points are business and government cards costing far more than they should and high-ticket sales triggering holds, declines, or steep fees. We configure level 2 & 3 optimization with interchange-plus pricing you can verify, plus invoicing & pay-by-link when you need it.

1Reality check

Sound familiar?

These are the friction points we hear most often from medical supply & dme before a savings review.

  • Business and government cards costing far more than they should
  • High-ticket sales triggering holds, declines, or steep fees
  • Chasing invoices and waiting on checks to clear
  • Sensitive customer data widening your PCI and compliance scope
  • Statements you cannot actually read or verify
2Payment motion

How medical supply & dme get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Corporate and purchasing cards on invoices
  • Wholesale and account billing on business cards
  • Large single tickets and project balances
  • Deposits and progress draws on big jobs
  • Emailed pay links for open balances and deposits
3Setup

What we configure for your vertical

  • PCI scope reduction: Tokenization and encryption keep raw card data out
  • Tokenization and P2PE where it fits your stack
  • Hosted fields for CNP to shrink scope
  • Interchange-plus statements without junk per-transaction fees
  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
4Watchouts

Worth knowing before you switch

  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Business and government cards costing far more than they should
5Support

How Gateway helps

Practical outcomes we configure for medical supply & dme, on top of transparent interchange-plus pricing.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

PCI scope reduction

Point-to-point encryption and tokenization keep raw card data out of your systems.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • PCI scope reduction: Tokenization and encryption keep raw card data out
  • Tokenization and P2PE where it fits your stack
  • Hosted fields for CNP to shrink scope
  • Interchange-plus statements without junk per-transaction fees

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your medical supply & dme fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.