Gateway Financial
For cosmetic surgery

Payments tuned for cosmetic surgery

Payment friction at Cosmetic Surgery usually shows up long before anyone reads the monthly statement. That matches what we hear: elective procedures with.

Payment friction at Cosmetic Surgery usually shows up long before anyone reads the monthly statement. That matches what we hear: elective procedures with financing and secure, compliant handling. We see statements go sideways when high-ticket sales triggering holds, declines, or steep fees stacks with losing bigger sales when customers cannot pay all at once. You get high-ticket optimization, point-to-point encryption and tokenization keep raw card data out of your systems, and a written savings guarantee behind the rate.

1Reality check

Sound familiar?

These are the friction points we hear most often from cosmetic surgery before a savings review.

  • High-ticket sales triggering holds, declines, or steep fees
  • Losing bigger sales when customers cannot pay all at once
  • Sensitive customer data widening your PCI and compliance scope
  • Recurring billing that is clumsy or quietly drops saved cards
  • Statements you cannot actually read or verify
2Payment motion

How cosmetic surgery get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Financed packages and big-ticket approvals at checkout
  • Compliance-sensitive checkout at counter and online
  • Monthly and quarterly plans rebilled on file
  • Membership and service agreements on autopay
  • Chair-side and desk checkout with packages on file
3Setup

What we configure for your vertical

  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • Pay-over-time at checkout: Consumer financing so customers approve bigger purchases
  • Pay-over-time integrated at the point of sale
4Watchouts

Worth knowing before you switch

  • Recurring billing that is clumsy or quietly drops saved cards
  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
5Support

How Gateway helps

Practical outcomes we configure for cosmetic surgery, on top of transparent interchange-plus pricing.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Pay-over-time at checkout

Offer consumer financing so customers say yes to bigger purchases, at no risk to you.

PCI scope reduction

Point-to-point encryption and tokenization keep raw card data out of your systems.

Recurring & saved cards

Tokenized cards on file with reliable rebilling, card-updater, and smart retries.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
  • Clean settlement without surprise holds
  • Pay-over-time at checkout: Consumer financing so customers approve bigger purchases

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your cosmetic surgery fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.