Gateway Financial
For cannabis testing labs

Payments tuned for cannabis testing labs

Operators running Cannabis Testing Labs juggle counter, remote, and recurring revenue in the same week. Your reality on the ground: account billing for a.

Operators running Cannabis Testing Labs juggle counter, remote, and recurring revenue in the same week. Your reality on the ground: account billing for a compliant, specialized lab niche. The usual break points are sensitive customer data widening your PCI and compliance scope and declines, frozen funds, or steep reserves from generic processors. You get pCI scope reduction, we pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates, and a written savings guarantee behind the rate.

1Reality check

Sound familiar?

These are the friction points we hear most often from cannabis testing labs before a savings review.

  • Declines, frozen funds, or steep reserves from generic processors
  • Business and government cards costing far more than they should
  • Chasing invoices and waiting on checks to clear
  • Sensitive customer data widening your PCI and compliance scope
  • Statements you cannot actually read or verify
2Payment motion

How cannabis testing labs get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Licensed in-store sales with compliant descriptors
  • Multi-store chains under coordinated underwriting
  • Day-to-day account billing for a compliant, specialized lab niche
  • Compliance-sensitive checkout at counter and online
  • Specialized vertical sales that generic banks avoid
3Setup

What we configure for your vertical

  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
  • Level 2 and 3 data on qualified B2B transactions
  • Invoicing and pay-by-link for net terms clients
  • Invoicing and pay-by-link: Secure links and stored cards for faster collection
  • Pay-by-link embedded in your quote and invoice flow
4Watchouts

Worth knowing before you switch

  • Declines, frozen funds, or steep reserves from generic processors
  • Business and government cards costing far more than they should
  • Chasing invoices and waiting on checks to clear
5Support

How Gateway helps

Practical outcomes we configure for cannabis testing labs, on top of transparent interchange-plus pricing.

Specialized underwriting

Stable accounts for hard-to-place industries, with multi-bank redundancy.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Invoicing & pay-by-link

Send a secure link and get paid fast, with cards stored safely for next time.

PCI scope reduction

Point-to-point encryption and tokenization keep raw card data out of your systems.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Level 2 and 3 optimization: Line-item and tax data passed for B2B cards
  • Level 2 and 3 data on qualified B2B transactions
  • Invoicing and pay-by-link for net terms clients
  • Invoicing and pay-by-link: Secure links and stored cards for faster collection

Common questions

We align secure pay links and hosted checkout with how your customers actually pay.

Ready to lower your cannabis testing labs fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.