Gateway Financial
For auto parts

Payments tuned for auto parts

Auto Parts is not a generic retail template, and your processing setup should not behave like one. In practice: counter, account, and online sales with.

Auto Parts is not a generic retail template, and your processing setup should not behave like one. In practice: counter, account, and online sales with business-card savings. We see statements go sideways when business and government cards costing far more than they should stacks with gateway and platform fees stacking on top of processing. We configure level 2 & 3 optimization with interchange-plus pricing you can verify, plus high-ticket optimization when you need it.

1Reality check

Sound familiar?

These are the friction points we hear most often from auto parts before a savings review.

  • In-person sales billed at higher tiers than they actually qualify for
  • Business and government cards costing far more than they should
  • Gateway and platform fees stacking on top of processing
  • High-ticket sales triggering holds, declines, or steep fees
  • Statements you cannot actually read or verify
2Payment motion

How auto parts get paid

Your underwriting, equipment, and pricing should match this flow, not a generic countertop setup.

  • Counter tap, chip, and contactless for in-person checkout
  • Register and front-desk volume during peak hours
  • Service lane, parts counter, and deposit capture
  • Day-to-day counter, account, and online sales with business-card savings
  • Corporate and purchasing cards on invoices
3Setup

What we configure for your vertical

  • Hosted and embedded checkout: Online checkout without mystery gateway markups
  • Gateway with transparent interchange-plus pricing
  • Hosted fields to shrink PCI scope
  • High-ticket optimization: Limits and settlement sized to your real max ticket
  • Right-sized limits and underwriting for large tickets
4Watchouts

Worth knowing before you switch

  • Blended rates hide true cost until you line up interchange categories
  • Keyed card numbers widen PCI scope and inflate CNP pricing
  • Business and government cards costing far more than they should
5Support

How Gateway helps

Practical outcomes we configure for auto parts, on top of transparent interchange-plus pricing.

Best card-present pricing

We make sure every swipe, dip, and tap settles at the lowest qualified interchange tier.

Level 2 & 3 optimization

We pass tax and line-item data automatically so B2B and government cards qualify for the lowest rates.

Hosted & embedded checkout

Secure, developer-friendly online payments with no mystery gateway markups.

High-ticket optimization

Right-sized limits and clean settlement so large sales clear and cost less.

Real human support

A dedicated specialist who actually answers, plus our written savings guarantee.

The bottom line

  • Hosted and embedded checkout: Online checkout without mystery gateway markups
  • Gateway with transparent interchange-plus pricing
  • Hosted fields to shrink PCI scope
  • High-ticket optimization: Limits and settlement sized to your real max ticket

Common questions

Yes. Mobile EMV, counter hardware, and pay-by-link so you collect when and where work happens.

Ready to lower your auto parts fees?

Send one statement. We’ll show you exactly what you could save, with no commitment.